Execute a google look for вЂњpayday loansвЂќ and youвЂ™ll hear a belated 90s tv advertisement in your thoughts. вЂњGet money the moment вЂќ or вЂњ5 Minute Approval today. No FAX. Bad Credit OK.вЂќ Fast-forward twenty years and an approach that is no-questions-asked accessing your hard earned money ahead of time continues to be one of the keys message from payday loan providers. Unfortuitously, this advertising of accessibility is really what draws naive customers into a payday lenderвЂ™s web of cyclical financial obligation, especially when consumers are straight down on their fortune.